User Services Agreement

This application (hereinafter referred to as "Pesos.ph" or "we") provides services to platform members (hereinafter referred to as you or users) under this agreement. This agreement has the legal effect of a contract between you (user) and the platform. Pesos.ph specially reminds you to carefully read and fully understand the terms of this "User Service Agreement" (hereinafter referred to as the "Agreement"), especially the terms that contain exemptions or restrictions on Pesos.ph's rights. Please read carefully and choose to accept or not this agreement. Unless you accept all the terms of this agreement, you may not use the services provided by the platform under this agreement. By registering or using platform services, you are deemed to have fully understood and fully accepted the terms of this agreement.

Chapter one. User Requirements

1.1 In compliance with the requirements of applicable laws, the services provided by the platform are intended to be used and used by individuals, businesses and other legally binding entities.

1.2 Notwithstanding the foregoing, the services of Pesos.ph are not intended for individuals under the age of 18 and users whose use of the services has been temporarily or indefinitely suspended by Pesos.ph.

1.3 If you do not meet the user standards stipulated in this agreement, please do not use the services under this agreement.

Chapter two. Use and maintain user accounts and passwords

2.1 Your Pesos.ph account is for your personal use only and may not be transferred or sold to any third party.

2.2 Your Pesos.ph username will be kept by you alone. If your username is leaked, you will be solely responsible for the losses caused to you.

Chapter three. Services and Service Fees

3.1 Services

3.1.1 This platform provides users with information publishing services. The various information and materials provided by the platform to users are for reference only, and users should make decisions based on their own independent judgment. If the user conducts transactions in accordance with these regulations, the risk is borne by the user himself, and he has no right to file any legal claims against the platform. During the transaction, disputes between users shall be resolved by both parties themselves, and the platform shall not bear any responsibility.

3.1.2 Users who register with Pesos.ph become Pesos.ph users. This platform is an information connection platform for users (individuals, companies or other organizations) and fund providers (lenders) who need to borrow funds, and it is also a platform for information collection and information services related to investment and financing. The platform cannot control the quality, security or legality of the services involved in the transaction, the authenticity or accuracy of the information, and the ability of the partners to perform the obligations of the agreement. The platform does not participate in the transaction as a receiver or supplier. You should use your own judgment to evaluate the authenticity, legality, and effectiveness of the service and related information.

3.1.3 The user who needs to borrow money sends a loan request to Pesos.ph, and the fund provider confirms the user's loan request and conducts the transaction. The platform does not assume any responsibility for any disputes arising from the failure to seriously confirm the request of the fund provider or the user.

3.1.4 Without violating the mandatory provisions of the law, the services provided by the platform to users can be changed or increased.

3.2 Fees

3.2.1 You register as a Pesos.ph user and use the free basic services currently provided by Pesos.ph. If you need Pesos.ph to provide you with value-added services, Pesos.ph will charge relevant service fees, please refer to the service fees when using Pesos.ph services. Guide to charging methods listed on Pesos.ph.

3.2.2 Notwithstanding the provisions of Article 3.2.1, the platform reserves the right to determine the charging method and charging method in accordance with applicable laws. Additional notification of fee changes At least [7] days before the official announcement of Pesos.ph, you need to confirm and accept the notification of the notification method.

3.2.3 In the process of using platform services, such as deposit and withdrawal, you may need to pay a certain fee to a third party (such as a bank or a third-party payment company, etc.). For details, please refer to the relevant pages of the third-party website or the Pesos.ph announcement.

3.2.4 When you use this Pesos.ph service, the traffic and communication fees generated by the Internet will be charged by the relevant operator.

Chapter four. Background Information

4.1 You must fill in your information truthfully, accurately, completely, and completely, and maintain and update it in time to make it true, accurate, and complete, and to reflect the real situation. If the information you provide is incorrect or incomplete, or the platform has reasonable grounds to suspect that it is incorrect or incomplete, the platform reserves the right to suspend or terminate your user role and refuse your current and future use of the service.

4.2 Pesos.ph is responsible for any information provided by users for user or project information (including but not limited to user name, contact information, project introduction and description, related pictures, videos, etc.). ben platform is not responsible for the accuracy, completeness, legality or authenticity of such information. If the user conducts transactions based on this, the risk is borne by the user, and the user has no right to file any legal claims against the platform. During the transaction, disputes between users shall be resolved by both parties themselves, and the platform shall not bear any responsibility.

4.3 This platform is not responsible for any commercial use or information provision related to this website and its risks.

Chapter five. User Rights and Obligations

5.1 You have the right to obtain a user name and verification code to log in to Pesos.ph, and to use your user name and verification code to log in to Pesos.ph at any time. You may not in any way transfer or allow others to use your username and verification code on Pesos.ph.

5.2 You have the right to use the information on this platform to inquire about service information, submit financial information, participate in platform activities, and enjoy other services provided by this platform in accordance with the provisions of this agreement and the relevant provisions of the issuance platform.

5.3 You agree to abide by the trading rules of this platform, and agree to receive emails or information from this platform or its partners.

5.4 You should ensure that you adhere to the principle of integrity in the process of using Pesos.ph for communication, and at the same time, you must not publish and upload reactionary, violent, obscene, drug, gambling, abetting, inciting and disrupting social morality; please do not upload any type of information , information that violates the law.

5.5 You are not allowed to give negative comments to other users on Pesos.ph or take measures to increase your own credit or reduce other users' credit without reason.

5.6 You are not allowed to publish on Pesos.ph the content of confidential information that is prohibited or restricted by the state that infringes the intellectual property rights or other legal rights of others, and you are not allowed to disclose confidential information that violates public interests or public morals, or that we think is not suitable for publishing on Pesos.ph information on .

Chapter six. Rights and Obligations of Pesos.ph

6.1 The platform reserves the right to provide you with value-added services such as financial comparison and financial health check, and has the right to perform certain value-added services accepted by the platform by itself or entrust a third party.

6.2 Pesos.ph is obliged to maintain the normal operation of all Pesos.ph online based on the existing technology, and at the same time strive to improve and upgrade the technology. The platform will promptly reply to your questions and feedback about issuance or registration information when you register to use the platform.

6.3 For your misconduct on Pesos.ph or other behaviors that Pesos.ph believes should terminate the service, Pesos.ph has the right to take measures to delete relevant information at any time and terminate the service to you without your consent.

Chapter seven. Information and Privacy Policy

7.1 When you visit and use the Pesos.ph platform or register for services on this platform, you must provide your name, mailing address, contact number, email address, ID number and other information and update your contact address, contact number and email address, ID number, operation certificate and other information will change according to the actual situation. Protecting user privacy is an important principle for us. This platform provides privacy protection services through a variety of technical means and advanced internal management to fully protect your information security.

7.2 The platform is not responsible for reviewing the authenticity, accuracy or completeness of the personal information you provide. Any problems arising from dishonest, inaccurate or incomplete information will be at your own risk and you must ensure that there is nothing wrong with the platform. any damages or liability arising therefrom. If we find that the personal information you provide is untrue, inaccurate or incomplete, we have the right to terminate the service to you at our sole discretion.

Chapter eight. Disclaimer

8.1 This platform does not actually interfere with your transactions with other users or financial institutions that you fully understand and accept.

8.2 You will be responsible for the information you post and any other actions that take place on Pesos.ph, and we are not responsible for such information.

8.3 This platform does not guarantee that the service will meet your requirements, that the service will not be interrupted, and that the timeliness, security and accuracy of the service are not guaranteed.

Chapter nine. service interruption or failure

You agree that, depending on the specific circumstances of the Internet, there is no guarantee that our services will be uninterrupted, timely or secure. If the system fails to operate normally, resulting in your inability to use any service provided by any platform or any platform service, the platform shall not be liable to you or any third party, including but not limited to:

1. Channel system damaged during maintenance.

2. If the communication equipment fails, data cannot be transmitted.

3. Interruption or delay of platform services due to hacker attacks, technical adjustments or network provider failures, website upgrades, bank problems, etc.

4. Due to force majeure factors such as storms, earthquakes, tsunamis, floods, power outages, wars, and terrorist attacks, the Foundation system cannot conduct business.

Chapter ten. Intellectual Property Protection

10.1 All content on Pesos.ph, including but not limited to works, pictures, archives, information, documents, Pesos.ph architecture, Pesos.ph display layout, web design, is owned by Pesos.ph or other rights holders, including but not Limited to trademark rights, patents, copyrights, trade secrets, etc.

10.2 Without the express written consent of Pesos.ph or other rights holders, it may not be used, modified, reproduced, publicly communicated, altered, distributed, distributed or published.

10.3 Users may not download (other than page caching) or modify Pesos.ph or any part thereof without Pesos.ph's express written consent. Users shall not resell or commercialize Pesos.ph or its contents, and shall not collect and use product catalogues, descriptions and prices;

10.4 Users are responsible for respecting intellectual property rights. In case of violation, the user is responsible for compensation.

Chapter eleven. Interpretation of Terms, Application of Law and Dispute Resolution

11.1 This agreement is jointly signed by the user and the platform. The content of this agreement includes but is not limited to the terms of this agreement and the rules that have been released or may be released in the future by this platform. All terms and conditions constitute an integral part of this agreement and have the same legal effect as the text of this agreement.

11.2 This agreement is signed in Metro Manila, Philippines. Any disputes or disputes arising from this Agreement between the user and Pesos.ph should first be resolved through friendly negotiation. If the negotiation fails, you fully agree to submit the dispute or dispute to the local people's court for resolution.

11.3 The headings in this agreement are for convenience only and do not affect the interpretation of this agreement. The final interpretation right of this agreement belongs to Pesos.ph platform.